Insurance & Investment Products
We assist clients in exploring a wide range of insurance and investment products to address their protection, savings, income and wealth creation requirements.
Motor Insurance
Motor insurance is a binding contract between a vehicle owner and an insurance provider that offers financial protection against losses resulting from traffic accidents, theft, natural disasters, or legal liabilities to third parties. Under regulations like the India Motor Vehicles Act, basic third-party liability insurance is a strict legal requirement for operating any vehicle on public roads. We do all types of Motor Insurance as below:
Through our association with PBPartners (a brand of Policybazaar Insurance Brokers Pvt. Ltd.) & other leading Fintech platforms we assist you in comparing and choosing policies from all leading Public & Private insurers like -
- Public General Insurers: The New India Assurance, United India Insurance, National Insurance, and The Oriental Insurance
- Private General Insurers: Bajaj Allianz, ICICI Lombard, HDFC ERGO, Tata AIG, SBI General, and others like Acko, Go Digit, Cholamandalam MS, IFFCO-Tokio, Zurich Kotak, Liberty, Magma HDI, IndusInd, Raheja QBE, Royal Sundaram, Shriram, Universal Sompo & others
Car Insurance
Car insurance is a type of financial protection that helps to cover the costs if something goes wrong with your car, such as an accident, theft, or damage. You pay a company (called an insurance provider) a certain amount of money regularly, known as a premium, and in return, the company promises to help you pay for specific problems related to your car, depending on your coverage.
Why Do You Need Car Insurance?
Legal Requirement
As per the Motor Vehicles Act, 1988 in India, all vehicle owners must have a policy to cover third-party liabilities, including bodily injury and property damage.
Financial Protection
Accidents can be very expensive. If you crash into another car or someone gets hurt, the costs can quickly add up. Insurance helps you avoid paying huge bills out of your own pocket.
Peace of Mind
Knowing you’re protected if something unexpected happens makes driving less stressful.
Types of Car Insurance
Third-party
Third-party car insurance is the most basic and legally required type of motor insurance policy in India. It is designed to protect you (the vehicle owner) from legal and financial liabilities if your car causes injury, death, or property damage to someone else — called a “third party.”
Own Damage
Own Damage Insurance is a type of car or bike insurance that covers damage to your own vehicle caused by accidents, theft, fire, natural disasters, or man-made incidents. Unlike third-party insurance, which only covers damage to others, OD insurance protects your own vehicle.
Comprehensive
Comprehensive car insurance is a complete protection plan for your vehicle. It covers both third-party liabilities (which are legally required) and damage to your own car. This type of policy gives you wider coverage than just third-party insurance, making it ideal for car owners who want full peace of mind.
What is Covered by Car Insurance?
- Third Party liabilities
- Accidental Damage
- Theft or Total Loss
- Man made Acts
- Fire or Explosion
- Natural Calamities
- Animal Attack
- In Transit Damages
Add-on Covers Available with Car Insurance
- Zero Depreciation Cover
- Engine Protection Cover
- Roadside Assistance Cover
- Pay as You Drive Cover
- Return to Invoice Cover
- No Claim Bonus (NCB) Protection Cover
- Consumables Cover
- Key Replacement Cover
- Tyre Protection Cover
- Personal Accident Cover
- Loss of Personal Belongings Cover
- Daily Allowance Benefit
- Driver & Passenger Cover
What is NCB in Car Insurance?
NCB (No Claim Bonus) is a reward given by the insurance company to the policyholder for not raising any claims during the policy period (usually one year).
Get up to 50% of discount on your car insurance premium when you renew your policy.
So basically, if you don’t make a claim, you save money on your next renewal.
Two Wheeler Insurance
Two-Wheeler Insurance Add-ons
Enhance your standard Two-Wheeler insurance with extra protection features called Add-on Covers. These riders give you more benefits, peace of mind, and higher savings during claims.
Zero Depreciation Cover
Full claim value without depreciation on parts like plastic, rubber, and metal.
Roadside Assistance
24/7 help for towing, fuel delivery, flat tyre fix, or battery jumpstart.
Engine Protection
Repairs for engine damage caused by floods, oil leaks, or water entry.
Consumables Cover
Covers engine oil, brake oil, filters, nuts, bolts, and other consumables.
Return to Invoice
Get full invoice value (including tax & registration) if Two-Wheeler is stolen or totalled.
NCB Protection
Keep your No Claim Bonus intact even after raising a claim.
Pillion Rider Cover
Financial protection for the co-rider in case of disability or death.
Helmet Cover
Pays for repair or replacement of your helmet after an accident.
Tyre Protection
Coverage for tyre cuts, bursts, or tube damage due to accidents.
Commercial Vehicle Insurance
Types of Commercial Vehicles Insurance
Comprehensive protection solutions tailored for your business vehicles
Bus Insurance
School, Private, Tourist Buses
Taxi/Cab Insurance
Complete protection for your taxi business
Auto/E-Rickshaw
Affordable protection for your rickshaw
JCB Machines
Robust protection for heavy machinery
Trailer Insurance
Secure your cargo transportation
Excavators
Comprehensive machinery protection
Ready to take the first step?
Whether you are starting your first ₹500 SIP or looking at a portfolio built up over years, the first conversation is free and there is nothing to sign.